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Product Info

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Plug&Score is real-time credit scoring system with customizable web-based workplaces. No other credit scoring system software is as easy and fast to integrate into your business processes. You can start automatically process real-time scoring requests and thus improve your bottom line within weeks, instead of months or even years.

Designed for small and mid-sized financial institutions this scoring system offers optimal configuration of scoring software components, a minimum number of working places, pre-defined business flows and absolutely no unnecessary or hard-to-comprehend features.

Optimized for small and mid-sized credit institutions.


Plug&Score is the same credit scoring system which has satisfied many Scorto customers and has ensured all of our credit risk scoring projects have been extremely successful.



All input data used for scoring is automatically saved in the Plug&Score database along with generated scores, risk segments and actual decisions. So with Plug&Score you immediately start collecting all of your historical data for further analysis and improvement of your scorecards and operations.


Calculated Score, Customer Risk Segment, Loan-to-Value Ratio, Debt-to-Income Ratio, Recommended Decision and other decision specific estimates are conveniently visualized, so you can concentrate easily on the most important aspects, and make your loan decisions with the highest accuracy possible.


With the Plug&Score Credit Scoring System you will get the most efficient real-time processing of your scoring requests whether you need them for loan granting decisions or debt collectability prediction.

Plug&Score Editions:

  • Plug&Score Consumer
  • Plug&Score Auto
  • Plug&Score Mortgages
  • Plug&Score Credit Cards
  • Plug&Score Overdrafts
  • Plug&Score Microcredits
  • Plug&Score PayDay
  • Plug&Score SME

Scoring Types Supported:

  • Application Scoring for Customer Acquisition;
  • Behavioral Scoring for Customer Management;
  • Collection Scoring for Debt Management;
  • Fraud Detection and Prevention.


Plug&Score offers a well-organized set of pre-defined efficiency monitoring reports, so you will know instantly if it’s possible to improve the accuracy of your scorecard or efficiency of your staff.


Multiple scorecards can be deployed simultaneously for different credit products or customer management strategies, such as attrition, cross-sell, up-sell, profitability, loyalty, probability of default prediction, and many others.


So intuitive that there is no need to read manuals; so easy to integrate that there is no need to change your IT infrastructure or business process; so easy to operate that you will quickly and easily increase your profits with every generated score.

Key Features        Request a Trial