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Scoring Tutorials

Clear and Practical Explanations about Scoring and Scorecard Development

Acquaintance with Scoring
	What is scoring and why you need it Scoring Scorecard Cut-off, odds and risk groups What scoring can bring you Profitability of Operational Decisions Decreased Decision Time Agility and Reduced Labor Costs Types of Scoring Judgmental vs. Statistical Scorecard What you need to start using scoring

Scorecard Development
	Scorecard Development Stages Historical Data Preparation Training and Validation Datasets Binning Characteristics Selection using Information Value Logistic Regression for Scorecard Calculation Automatic Variables Selection with Stepwise Methods Basic Scorecard Quality Assessment Reject Inference Scorecard Scaling

Scorecard Validation
	Gini & ROC Curve Kolmogorov-Smirnov Curve Risk Segments Strategy Curve Approval vs "Bad" Rate "Good" and "Bad" distribution Cumulative Event Rates Chi-squared Scorecard Stability Test Score Points Distribution

Scorecard Implementation & Deployment
	Verifying Borrowers Characteristics Stability Scorecard Correction (if required) Setting Cut-off Policy Rules Definition Scorecard Deployment Champion-Challenger Deployment Approach

Advanced How-to
	How to Improve Scorecard Accuracy How to Apply Reject Inference Methods